The headline
A family of four lives comfortably in Marbella on €5,800/month in 2026. Stretch to €8,000 and life is excellent. Below €4,500 you start cutting things that matter.
Rent
3-bed apartment, Nueva Andalucía or San Pedro: €2,200–€3,200 3-bed townhouse with pool, Cancelada: €2,400–€3,400 4-bed villa, El Paraíso: €3,800–€6,000
Groceries
Mercadona/Lidl/Aldi rotation for four: €600–€850/month. Add €120 for the Saturday farmers' market.
Schools
State school: free British/IB private school: €750–€1,500 per child per month
Personal help
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Private family policy (Sanitas/Adeslas): €380–€520/month
Transport
One family SUV, fuel + insurance: €380/month Second runabout: €220/month
Utilities
Electricity: €120–€220 depending on aircon Water: €40 Fibre + mobiles: €90 Community fees: €120–€350
Lifestyle
Padel, beach club lunches, two dinners out: €600–€900 Annual: ski week, summer travel, paid camps: budget €8,000–€15,000 separately
The verdict
A Northern European family arriving on €120,000 net household income lives meaningfully better here than at home — and saves money doing it.
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Areas in this article
- Marbella guide6,800 €/sqm · +9.2% YoY
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