The hospitals
HC Marbella International Hospital — the flagship. Northern European hospital standards, English service, on the Golden Mile. Quirónsalud Marbella — strong general hospital, network across Spain. Vithas Xanit Internacional (Benalmádena) — high-volume, good cardiology and oncology. Hospital Costa del Sol (Marbella, public) — high-rated public hospital for emergencies.
The international insurers
Sanitas (BUPA) — strongest brand for international expats, full network access. Adeslas — most active in Marbella, best dental coverage. Asisa — value, increasingly used by Northern European families. DKV — German-leaning, strong Costa del Sol network.
Typical premiums (2026)
Family of four (parents 40, kids under 12) with full hospital and dental: €380–€520/month. Retired couple (65+): €280–€450/month.
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- Direct specialist access in <48 hours
- English/Norwegian/Swedish-speaking GPs
- Choice of hospital and surgeon
- Private rooms
- Mental health and psychology coverage
- Comprehensive dental and vision
What to add separately
Travel insurance with worldwide cover (most Spanish plans cap European cover). Critical illness top-ups for high earners.
The state healthcare option
Once registered as resident and contributing to Spanish social security (or as an EU pensioner with S1), state healthcare is excellent for emergencies and serious conditions. Many residents run state + a complementary private plan.
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Areas in this article
- Marbella guide6,800 €/sqm · +9.2% YoY
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