Documents to verify before signing
- Nota simple (latest, not the one in the brochure)
- Catastral certificate matching the escritura
- Licence of first occupation (LFO)
- Energy certificate
- Community fees up to date
- IBI receipts last 4 years
- No outstanding mortgage charges
- No urbanistic infractions
Physical viewing checks
- Visit on a rainy day (drainage)
- Visit at peak hour (noise, traffic)
- Check shower pressure on every floor
- Test the aircon you'll actually use in August
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Start matchingLegal protections to insist on
- Arras penitenciales clause (refund if mortgage fails)
- Subject-to-survey clause
- Furniture inventory annexed to contract
- Power-of-attorney with limited scope only
What lawyers don't always flag
- Pending community-wide derramas (special levies)
- Pending coastal demarcation (frontline properties)
Pair with our 27-point checklist and mistakes guide.
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