Selling your Spanish property as a foreign owner 2026

Buying

Selling your Spanish property as a foreign owner 2026

17 July 20267 min read

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Pricing reality

Most non-resident sellers ask 8–15% above market. Market punishes this with months on the market and a deeper discount at offer stage. Pricing within 2% of comparable closed sales clears in 60–120 days; over 5% above takes 9–18 months.

What sale costs

  • Agent fee: 4–6% + IVA in Marbella ring, 3–5% further west
  • Plusvalía municipal (see our plusvalía post)
  • 3% CGT withholding at signing (recovered via Modelo 210H)
  • Mortgage cancellation €400–€900
  • Lawyer €1,200–€3,000

Personal help

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Documents to prepare before listing

  1. Latest nota simple
  2. Energy efficiency certificate (mandatory — €120–€300)
  3. Habitability certificate (some municipalities)
  4. Last 12 months community fees
  5. IBI receipts last 4 years
  6. Inventory of fixtures included

Marketing checklist

Professional photos, drone, 360° tour, floorplan, English/Spanish/Dutch translations of description, exclusive vs multi-agency decision. See how to choose an agent.


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